by Susan Wilklow | Apr 28, 2026 | Uncategorized
Key Takeaways Use your 2025 return as a diagnostic tool to calculate your real tax percentage and identify specific areas for AGI reduction. Use the post-tax season window to calibrate your withholding or estimated payments. IRS limits have increased for 401(k)s...
by Susan Wilklow | Oct 28, 2025 | Blog
Key Takeaways ABLE accounts let you save and invest tax-free for disability-related expenses. Up to $100,000 in an ABLE account is excluded from Supplemental Security Income (SSI) resource limits, and Medicaid eligibility continues beyond that. Withdrawals are...
by Susan Wilklow | Oct 23, 2025 | Blog
Quick Answers: How Does The Health Savings Account Work?You must have a qualified High Deductible Health Plan (HDHP) to open and contribute to an HSA (2025 min deductible $1,650/$3,300; max out-of-pocket $8,300/$16,600). HSAs give you a triple tax advantage:...
by Susan Wilklow | Oct 16, 2025 | Blog
Quick Answers: When To File Married Filing Separately?Filing separately can help if one spouse has high medical expenses and a lower income. It can protect a tax refund from being seized if the other spouse owes past debts (taxes, child support, student...
by Susan Wilklow | Oct 9, 2025 | Blog
“The more sand that has escaped from the hourglass of our life, the clearer we should see through it.” ―Jean-Paul SartreQuick Answers: How Does OBBBA Change How Social Security Is Taxed?Many retirees 65+ will see a lower overall tax bill in 2025–2028 thanks to the...
